DESIGN BY : SANDHYA
6 JUNE 2025
Introduction – Rental Car Coverage in Focus
Not all travel insurance covers rental cars. Here’s what you need to know before hitting the road.
Standard Coverage – Usually Not Included
Most basic USA travel insurance plans don’tinclude rental car protection by default.
Optional Add-Ons Are Key
You can often add rental car coverageas an optional rider to your travel insurance policy.
What It Typically Covers
Rental car coverage usually includes collision damage, theft, and vandalism—not liability or personal injury.
What’s Not Covered
Wear and tear, reckless driving, off-road use, or driving under the influence is not covered.
Credit Card vs. Travel Insurance
Many credit cards offer secondary coverage, while travel insurance can offer primary protection.
Domestic vs. International Coverage
Some policies may cover rentals only outside your home country—check the fine print.
Required Documents for Claims
To file a claim, you usually need: police report, rental agreement, and damage invoices.